How to Actually Lower Health Care Costs

Heart bypass surgery currently costs $100,000.

I understand how universal health coverage plans to reign in the gross inefficiencies that take place in health care right now. I understand the theory behind broadening access and actually lowering costs. I really do.

But, if the plan doesn't incentivize people to better health OR financially penalize individuals for preventable healthcare costs caused by lifestyle choices, I have no idea how we expect to lower our total costs of healthcare in a game-changing way?

And isn't that the goal?

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