December 28, 2017

My Top Books of 2017

MY TOP BOOKS OF 2017
Another year of giving up fantasy football/sports radio during my commute to read/listen to more books instead. Made it through 29 this year. *Asterisks are my top recommendations with the rest in descending order of enjoyment. Note: Ferris’ book arguably belongs alongside the great sacred texts in terms of practical wisdoms per page. What’d I miss, friends?

*Tools of Titans - Tim Ferris
*Braving the Wilderness: The Quest for True Belonging and the Courage to Stand Alone - Brene Brown
*Pre-Suasion: A Revolutionary Way to Influence and Persuade - Robert Cialdini

Big Magic: Creative Living Beyond Fear - Elizabeth Gilbert
The Challenger Sale: Taking Control of the Customer Conversation - Matthew Dixon
Born a Crime: Stories from a South African Childhood - Trevor Noah
Jab, Jab, Jab, Right Hook - Gary Vaynerchuk
An Idiot Abroad - Karl Pilkington
Selling the Invisible: A Field Guide to Modern Marketing - Harry Beckwith
What is the Bible? How an Ancient Library of Poems, Letters, and Stories Can Transform the Way You Think and Feel About Everything - Rob Bell
Chief Marketing Officers at Work - Josh Steimle
The Further Adventures of an Idiot Abroad - Karl Pilkington
AskGaryVee - Gary Vaynerchuk
I Must Say: My Life as a Humble Comedy Legend - Martin Short
The Undoing Project: A Friendship That Changed Our Minds - Michael Lewis
Win Bigly: Persuasion in a World Where Facts Don’t Matter - Scott Adams
Karology - Karl Pilkington
Happyslapped by a Jellyfish - Karl Pilkington

Unmarketing: Stop Marketing, Start Engaging - Scott Stratten
All In: How the Best Managers Create a Culture of Belief and Drive Big Results - Adrian Gostick/Chester Elton
Effective Executive: The Definitive Guide to Getting the Right Things Done - Peter Drucker
Account-Based Marketing - Sangram Vajre
The Ultimate Kauai Guidebook - Andrew Doughty
How to Write a Children’s Book - Barbara Seuling
Fodor’s The National Parks of the West - Fodor’s
The Business of Writing for Children - Aaron Shepard
Learn French - Paul Noble
Fodor’s Paris - Fodor’s
Introduction to Programmatic Advertising - Dominik Kosorin

December 27, 2017

Top 11 Musical Xanax Songs of 2017

I listened to all the new musical Xanax this year, so you'd only have to listen to the best. Here are my Top 11 indie rock/chill songs of 2017.



On Ex-Husbands and Wives - Quiet Company
In Undertow - Alvvays
THE SOUND - Noah Gundersen
Cold Blood - Josiah and the Bonnevilles
Mind - Sleeping at Last
Fear Not - Kristene DiMarco
Once a Lover - Sammy Brue
Everything to Help You Sleep - Julien Baker
Pain - The War on Drugs
New York - St. Vincent
On Your Side - Gabe Dixon

December 24, 2017

Balancing Your Finances Is About Enjoying Your Money

This post has been contributed.

Image Credit: Flickr

The importance of financial security cannot be overstressed. However, what can be overdone is the idea that saving and investing in order to build up your funds indefinitely is the main goal of any money savvy person. While saving is a sensible option and investments are a worthy component of any financial portfolio, there is little to say about when you should be enjoying you money and using it to give yourself, and your family, a fulfilling lifestyle.
Understanding Your Values
Money worries and money troubles are a common theme amongst adults of all ages. Even those who live comfortable and save well seem to spend a lot of time worrying that enough is not enough. Part of this is because they are not able to see all of their finances in one place to be able to make a judgement about their own financial security.

One way to do this is to create a spreadsheet listing all of your assets including your home, any commercial properties, your car or cars, your savings and investments plus any other items of value like jewelry or antiques. This will help to reassure you of your financial worth as well as show you where you can relax, where you can invest more and where you can use your savings. This is a lot of work but it is worthwhile to assuage your doubts.

Alternatively, you could look at Investormint for advice on apps that do exactly this for you.

Once you know where you stand with your money, you will be able to make smarter choices. Do you want all those antiques when selling them off could mean buying a share in a yacht? Are you prepared to defer your retirement for another year to pick up a bonus? What do you want from your money?
Enjoy Your Money
If you are financially stable then you should look into ways that you can make your money bring you the joys of life. For years you have watched the numbers trickle up but now is the time to get the things you want, see the places you’ve dreamed of or do the activities you’ve always wanted to try.

The whole point of money is to allow you to exchange it for things of different values: experiences, things and skills. There are no real rules, but assuming that this is your one go at life, you should prioritize your spending on fulfilling your goals, whatever they may be.
Deferred Gratification
Savers can be the most difficult people to persuade to spend because it is such an ingrained habit. And yet, these people will benefit most from deferred gratification and be able to afford to do things that are truly incredible.

If you are prepared to spend years scrimping and saving for the opportunity to take a year out in order to travel the world and see everything, then you should do it. Just make sure you actually do travel the world before it is too late.

December 12, 2017

Don't Approach A Commercial Property Investment With A Residential Head

This post has been contributed.

 

Investing in any sort of property is a pretty sound bet to make, but please don’t think that all forays into this market are born equal because they are not. So, if you have been approaching the possibility of investing in commercial property in the same way you would for residential housing then you need to stop, take a deep breath and start again. Why? Because the two are not the same.

There is much more you need to consider and that means there is more risk to contend with, from current events in global economics to what services your property offers. To help you out, we’ve pulled together a tick list of the most important things to think over before you commit your autograph to any dotted line.

1. Location, Location, Location
What is deemed to be successful on this front depends on what sort of commercial property you are buying. In residential properties, you look for nice neighborhoods, good schools and good transport links. With commercial, you need to consider the end user, and supplier, accessibility and connectivity; all of which are important to a business’ success.

2. Listen To The Law
When buying residentially, there are codes you need to meet and living standards you need to uphold, but they are nowhere near as stringent as with commercial investments. It is about meeting the Americans with Disabilities Act imposed on public buildings, which you can go to schemel-tarrillion.com to learn more about, and knowing what a building's allowable purposes are. Essentially, this means knowing a property’s lawful use before finalizing any deal, should it be with an office-based company or a manufacturer of goods.

3. Consider Support Services
There are a lot of support services you can offer that crossover with residential investments, such as supplier a gardener or a concierge or simply hiring a lettings agent. However, there are more to consider in commercial, many of which can affect the rent you receive and the resale value of your property. This is things like parking, security, elevators, service elevators and a plethora of other services. They affect the running of a business and they affect the price you command, so give them due thought.

4. The Clock Is Ticking
Having a timescale in mind is another thing that separates the two different types of property, Yes, in any and all investments, you will likely have a timescale of what you want to achieve financially by when, but this becomes a lot more flexible with commercial investments. That’s why you should be asking yourself certain questions: do you want an immediate return on your investment? Are you acting fast because of a local opportunity? Is this a one-off or are you planning on building a commercial portfolio? The more you can ask yourself, the more you will be able to determine the answers and that is what will encourage the right decision.

As you can see, there are some similarities between the two types of property investments, but the crossover is very tenuous. Residential is bought with the intention of renting it out to a specific demographic. That luxury is not granted with commercial properties.

Decluttering Could Be the Best Financial Decision You’ll Make Before 2018

This post has been contributed.

Who wouldn’t love a nice clear home? Unless you’re a real packrat that loves to hoard things, then pretty much everyone could appreciate a nice and tidy home to live in. Sadly, mustering up the motivation to keep things in order is difficult. However, after reading this article, you might find that decluttering your home could actually be one of the best financial decisions you could make before entering 2018. Sound strange? It really isn’t!





Organising Paper Documents

Let’s face it, as much as we’d love to go paperless it just isn’t happening until everyone decides to unanimously get rid of letters and switch to email. Some important documents, be they tax returns or claims, are going to end up in your mailbox as a physical letter. As shown in this article from http://milner.com/, there are plenty of businesses that just haven’t gone paperless yet and there are some reasons for it.


By decluttering, you’ll have an easier time sorting out all of your documents so that you can organise them into folders and have them be easier to manage. You won’t be looking around your entire house for a single invoice and you’ll never lose track of your paper bills. It’s more important than you think to keep these paper documents organised, so start doing it today by decluttering. You’ll find that your finances are much easier to handle and this is incredibly important if you’re running your own business from home. In short, don’t neglect the importance of sorting out your paper documents!

Selling Unwanted Items

If you've ever had an interest in electronics, music or video games then you've probably got dozens of unwanted CDs, DVDs and games laying around doing nothing. A swift decluttering will help you manage your unwanted items and you'll even be able to make a bit of money from it by selling them on sites like www.buybackexpress.com/. It's easier than you think to make a little cash off your unwanted goods, so head over to your loft or garage and start cleaning it up to make a little bit of side money.

If you've got unwanted items that don't have barcodes for easy identification, then you may want to look at local classified ads or look on online auction websites. However, the prices you'll get for larger unidentifiable items will vary greatly, so try to get the best price you can with a little haggling!

Home Efficiency

If you use the central heating in your home then you've probably caught on that if you have lots of clutter, it's less efficient. If you place objects in front of radiators and block sunlight with cupboards and other large items that you don't want, then it's going to make your home that much more inefficient at staying warm over the winter season.

Make your life more comfortable and warmer by decluttering your home so that you spend less on energy bills during these upcoming cold months. It doesn't sound like much, but it's a surprisingly effective way of improving the temperature in your home.

December 07, 2017

How to Make Your Life Generally Calmer

This post has been contributed.

Do you often feel like all the stresses and pressures of life are getting on top of you and making it difficult to function properly? It’s time to destroy that stress and make your life and lifestyle generally calmer if that’s the case. Stress is not a minor problem and it’s certainly not something that can be ignored, contrary to what many people think. It’s a genuine mental health problem, and it can lead to other mental health issues and even physical problem as well.

So how can you make your life generally calmer and easier to deal with? That’s what we’re going to discuss right now so keep reading.

Change Your Manic Routines

If the routines you currently stick to each day are hectic and manic, it might be a good idea for you to change them completely. Doing so will allow you to get more done without the usual stress you’re used to. Create routines for yourself that are simpler and more sustainable; the difference they’ll make will be massive.

Walk and Slow Things Down

Walking rather than cramming yourself onto a train or joining that massive traffic jam can make your start to the day so much calmer and relaxing. There’s something wonderful about walking to work and taking things easy. Slowing down generally and avoiding sources of stress will do you a world of good so you should definitely give it a try. It will also be great for your health too.


Learn How to Say No More

Sometimes, you just need to learn how to say no to people when they’re demanding more and more of your time throughout the day. By taking on less work and helping out fewer people in the office, you will be able to stay on track and do the things that matter most. And most importantly of all, you’ll have less stress to contend with, which has to be a good thing.

Explore the Wonders of Pet Ownership

Plenty of studies and research have shown that owning a pet and having that animal companionship can calm human beings down and make them generally more relaxed. Which pet you choose is entirely up to you and your own preferences. Look for goldfish for sale if you want the simplicity and calming nature of watching them swim. Or if you have time to dedicate to a dog, take that route.

Stop Putting Yourself at the Mercy of Your Phone

This is one of those modern developments that’s definitely not helping us at all. If you are constantly checking your phone and changing your plans based on the latest call or email, not only will you waste time because you’ll be staring at your phone for half the day but you’ll also stress yourself out more. So try to stop putting yourself at the mercy of your phone.

Take action now rather than putting off these kinds of changes until tomorrow. The sooner you act, the sooner you will secure a lifestyle that works for you.

Encouraging Your Kids to Vote When They’re Older

This post has been contributed. Voting and elections are the cornerstone of our democracy through the way they give us all a voice. And, yo...